Call For Unity And Strategic Positioning As Co-operative Leaders Conclude Days Deliberations

By Admin Wednesday, 8^th April 2026

The final session of the day at the ongoing Leadership, Ethics and Strategic Governance Forum delivered a powerful and thought-provoking address by Daniel Marube, who challenged co-operative leaders to rethink the sector’s strategic direction, strengthen collaboration, and safeguard its long-term sustainability.

In his remarks, Mr. Marube addressed key structural, financial, and governance issues affecting the co-operative movement, calling for a more coordinated and deliberate approach in navigating emerging challenges.

Rethinking Deposit Protection and Sector Independence

A key issue raised during the session was the concept of a deposit guarantee framework for co-operatives. Mr. Marube emphasized the importance of protecting member savings through structured mechanisms, noting that deposit guarantee funds play a critical role in enhancing confidence within financial systems.

However, he cautioned against over-reliance on external structures, urging the co-operative sector to take ownership of its systems and solutions. He proposed the need to reorganize internally, particularly in collaboration with institutions such as CIC Insurance Group, to develop sector-driven solutions rather than ceding control to external entities.

According to Mr. Marube, the co-operative movement has already built a strong ecosystem over the years, and this foundation should be leveraged to create sustainable, self-driven models that serve the interests of members.

Legislative Priorities and Policy Alignment

Turning to policy matters, Mr. Marube expressed concern over the sequencing of legislative reforms within the sector. He noted that it would have been more strategic to first conclude amendments to the Co-operative Societies framework before embarking on changes to SACCO-specific legislation.

This, he explained, would have ensured better alignment and coherence in policy direction, reducing the risk of fragmentation and inconsistencies across the sector. His remarks underscored the importance of a coordinated approach in policy development to support the growth and stability of co-operatives.

Unlocking the Financial Potential of SACCOs

One of the most striking points raised during the session was the untapped financial potential within SACCOs. Mr. Marube questioned why the government continues to seek external borrowing while co-operatives hold significant financial resources that could be mobilized for national development.

He proposed a model in which excess funds held by SACCOs could be invested in government infrastructure projects, with the government providing competitive returns. This approach, he noted, would not only support national development but also create a secure and beneficial investment avenue for co-operatives.

By channeling resources within the country, the co-operative sector can play a more active role in economic development while enhancing value for its members.

Data Governance and Regulatory Engagement

On the issue of regulation, Mr. Marube cautioned co-operatives against overexposing their data, particularly in engagements with regulatory bodies. While acknowledging the importance of compliance and reporting, he emphasized the need for prudence in how information is shared.

He advised co-operatives to maintain a balance between transparency and strategic confidentiality, ensuring that sensitive data is adequately protected. This is especially important in an era where data is increasingly becoming a valuable and strategic asset.

At the same time, he encouraged institutions to continue fulfilling their reporting obligations, noting that regulatory compliance remains essential for maintaining credibility and stability within the sector.

Redefining Relationships with Government

Mr. Marube also challenged co-operative leaders to rethink their relationship with government institutions. He urged the sector to move away from a dependency mindset and instead focus on building strong, self-sustaining institutions.

“Let us not do business with the government, but let us give reports to the regulator,” he emphasized, highlighting the importance of maintaining independence while fulfilling statutory obligations.

This approach, he explained, would allow co-operatives to operate more strategically and avoid potential conflicts of interest, while still maintaining constructive engagement with regulatory authorities.

The Power of Unity Within the Co-operative Movement

A central theme of Mr. Marube’s address was the need for unity and collaboration among co-operative sector organizations. He noted that individual institutions, no matter how strong, cannot effectively address the complex challenges facing the sector on their own.

He specifically called upon key sector bodies, including Kenya Union of Savings and Credit Co-operatives and other stakeholders, to work closely with the Co-operative Alliance of Kenya in advancing a shared agenda.

According to Mr. Marube, a united front would significantly enhance the sector’s influence, enabling it to effectively advocate for its interests and shape policy outcomes. Conversely, fragmentation and lack of coordination would weaken the sector and limit its ability to respond to emerging challenges.

He warned that failure to collaborate could result in missed opportunities and diminished relevance, urging leaders to prioritize collective action over individual interests.

Building a Stronger and More Resilient Sector

In his concluding remarks, Mr. Marube emphasized the need for co-operative leaders to take bold and strategic actions to strengthen their institutions and the sector as a whole. This includes investing in governance, enhancing financial management, and fostering innovation.

He reiterated that the co-operative movement has the potential to be a powerful driver of economic transformation, but this can only be achieved through deliberate effort, strong leadership, and effective collaboration.

Participants were encouraged to reflect on the insights shared during the forum and to translate them into actionable strategies within their respective organizations.

Looking Ahead

The session provided a fitting conclusion to the day’s discussions, leaving participants with a clear call to action and a renewed sense of purpose. As the forum continues, these insights are expected to inform ongoing deliberations and shape the future direction of the co-operative movement.

The forum, convened by the Co-operative Alliance of Kenya, continues to serve as a vital platform for dialogue, learning, and collaboration among co-operative leaders.

As participants move into subsequent sessions, there is growing optimism that the collective efforts of the sector will lead to stronger, more resilient, and more impactful co-operative institutions.